HoneyCoinRecurring, not one-off
Earn 10–15% of total revenue generated by your affiliated merchants every month, not a single finder's fee that pays once and disappears.
HC PARTNER NETWORK
Turn your network into recurring personal revenue.
Refer businesses to one of Africa's most-connected payment platforms and earn 10–15% of net revenue, every month the account keeps transacting. We run the product, compliance, collections & payouts infrastructure.
Live across 30+ African marketsmobile moneybankcardstablecoins
Partner earnings● Live
Accrued this month
$3,412
↑ 18%
Active accounts7
Recurring / mo$2,980
Next payoutJul 28
WHY PARTNER WITH US
A serious income, from a network you already have.
You sell relationships, we run the rest
Product, compliance, pricing, onboarding and payouts are ours. You make the introduction and stay close to the deal.
A match made in heaven
You've built the relationships and trust with some of the largest businesses on the continent. We've built the infrastructure and liquidity those businesses need across the continent.
Get paid when it's real
Commission starts at the first billable transaction, plus a $200–$1,000 activation bonus. No fake pipeline, no vanity metrics.
THE ECONOMICS
The math is simple, and it compounds.
10–15%
of net revenue, recurring
$200–$1,000
activation bonus per account
2-year
renewable partner term
1st txn
when commission starts
Estimate your earnings
Drag to model your book of onboarded accounts, at 15% of net revenue.
8
$250,000
1.2%
Your estimated commission
$3,600
/mo
≈ $43,200 per year, recurring
Activation bonuses
$2,800
one-time, on go-live
Year-one total
$46,000
commission + bonuses
WHAT YOU SELL
Collect locally, settle globally.
One integration, every rail. It's infrastructure businesses genuinely need, which is exactly why it closes.
Collection & payout rails
Collect and pay out in local currency across our markets — mobile money, bank, card and stablecoin, money in and money out.
Dashboard & wallets
Multicurrency balances and real-time visibility for every client.
One API
All local rails behind a single, developer-friendly integration.
OTC — on/off ramps
Move large tickets between stablecoins and local currency, priced live at the desk.
LIVE COVERAGE
Every market, every rail — explore it.
Search and filter the markets you can refer into, with the collection and payout rails behind each one.
22 markets19 currencies3 virtual accounts9 OTC
🇰🇪
Kenya
VAOTC
CollectMobile Money
Pay outBank Transfer, Mobile Money, Till, Paybill
AirtelM-Pesa
Settles instant
🇺🇬
Uganda
OTC
CollectMobile Money
Pay outMobile Money
AirtelMTN
Settles instant
🇹🇿
Tanzania
OTC
CollectMobile Money
Pay outMobile Money, Bank Transfer
AirtelHalopesaHalotelTigoVodacomVodafone
Settles instant
🇷🇼
Rwanda
CollectMobile Money
Pay outMobile Money
MTNAirtel
Settles instant
🇪🇹
Ethiopia
CollectMobile Money
Pay outMobile Money
TelebirrCBE BirrM-Pesa
Settles same-day
🇳🇬
Nigeria
VAOTC
CollectBank Transfer, Card
Pay outBank Transfer
Settles instant
🇬🇭
Ghana
VAOTC
CollectMobile Money
Pay outMobile Money, Bank Transfer
AirtelMTNVodacomVodafone
Settles instant
🇧🇯
Benin
CollectMobile Money
Pay outMobile Money
MTNMoov
Settles instant
🇸🇳
Senegal
CollectMobile Money
Pay outMobile Money
WaveFree MoneyOrange Money
Settles instant
🇨🇮
Côte d’Ivoire
OTC
CollectMobile Money
Pay outMobile Money
MoovMTNOrange
Settles instant
🇧🇫
Burkina Faso
CollectMobile Money
Pay outMobile Money
WaveMoovOrange Money
Settles same-day
🇸🇱
Sierra Leone
CollectMobile Money
Pay outMobile Money
Orange MoneyAfricellQcellWave
Settles same-day
🇱🇷
Liberia
CollectMobile Money
Pay outMobile Money
MTN
Settles same-day
🇬🇲
Gambia
CollectMobile Money
Pay outMobile Money
QcellAfricellWave
Settles same-day
🇨🇲
Cameroon
OTC
CollectMobile Money
Pay outMobile Money
MTNOrange
Settles instant
🇨🇩
DR Congo
CollectMobile Money
Pay outMobile Money
AirtelOrange MoneyVodacom
Settles same-day
🇿🇲
Zambia
OTC
CollectMobile Money
Pay outMobile Money
MTNAirtel
Settles instant
🇲🇼
Malawi
CollectMobile Money, Card
Pay outMobile Money, Bank Transfer
AirtelMpambaTNM
Settles same-day
🇧🇼
Botswana
CollectMobile Money
Pay outMobile Money
Orange Money
Settles same-day
🇿🇦
South Africa
CollectBank Transfer, Card, Vouchers
Pay outBank Transfer
Settles same-day
🇺🇸
United States
VA soonOTC
CollectCard
Pay outBank Transfer
ACHWire
Settles 1–2 business days
🇪🇺
Europe
VA soon
CollectCard
Pay outBank Transfer
SEPA
Settles same-day (sepa)
HOW IT WORKS
From intro to income, in five steps.
1
Apply
Tell us about your network. Every application is reviewed by hand.
2
Get approved & sign
Countersign a transparent, contract-backed partner agreement.
3
Get your pitch assets
Approved decks, one-pagers and demo access, ready to send.
4
Refer & submit accounts
Introduce businesses; we handle product, compliance and onboarding.
5
Earn on first billable + recurring
Commission starts at the first billable transaction, then every month.
You stay involved until the first billable transaction. HoneyCoin owns approval, onboarding and payout, so you're never on the hook for support.
WHO THIS IS FOR
A curated network, not an open free-for-all.
We partner with operators who already have trust in their market. If that's you, you're exactly who we're looking for.
Seasoned business development representativesHigh-performing affiliatesEstablished commercial operatorsTrusted consultants & advisorsWell-connected relationship buildersFintech & B2B community leaders
$7.5M
moved daily on the network
30+
African markets, live
300+
businesses transacting
Contract-backed
transparent revenue validation
★★★★★
“I made the introductions I'd normally give away for free, except now they pay me every month. The account I referred in Q1 is still billing, and so is my commission.”
Glen W.
Commercial Operator, East Africa
Licensed & compliant
KYB, sanctions & monitoring built in.
Contract-backed terms
A signed 2-year renewable agreement.
Transparent validation
Commission tracked to real revenue.
FREQUENTLY ASKED
The honest answers.
You earn 10–15% of the net revenue HoneyCoin earns on every account you onboard, recalculated each month the account transacts. As their volume grows, so does your commission.
Commission begins at the account’s first billable transaction and pays out monthly. Activation bonuses release after the account’s first full billing month.
Yes. You earn for as long as the account keeps billing, across a 2-year renewable partner term. This is not a one-off finder’s fee.
No. HoneyCoin owns the product, onboarding, compliance and payouts. You own the relationship until the first billable transaction.
A 2-year renewable partner agreement, contract-backed, with transparent, clearly written terms you countersign.
Businesses across 30+ African markets, with both local collections and cross-border payouts on mobile money, bank, card and stablecoin rails.
Every account you submit is tracked to you in the partner dashboard and validated against real, billed revenue, so attribution is never in dispute.
No. Applying and partnering is free. The network is curated for quality, not sold as an open affiliate programme.
Your network is worth more than a favour.
Apply to the HoneyCoin Partner Network and start earning recurring revenue on the introductions you already make.